fees

I charge $125 per session for counseling/therapy.

I charge $150.00 for an Intake Session / Diagnostic Evaluation.

In certain circumstances, you may qualify for a lower fee via Sliding Scale.

Accepted Payments

We accept payment via cash, check, debit or credit card, HSA or FSA card, Venmo, Zelle, etc., and also via a PayPal invoice that you will receive after each session via email to be paid upon receipt.

Insurance, Out-of-network Billing, and private pay

Insurance Via Talkspace:

As an SC-licensed clinician, our counselor/therapist Xiomara A. Sosa is listed as a provider under Talkspace's insurance contracts. Talkspace is an online and mobile counseling and therapy platform. To find out if Talkspace takes your insurance, please schedule an appointment with Xiomara via Talkspace. They work with many employers, health plans, employee assistance programs (EAP), and educational organizations to make counseling and therapy available and affordable. They can help you determine if they work with your insurance. Talkspace Get Started 

With over 100 million Americans covered, Talkspace is the top insurance-covered therapy service. Most covered members pay an average copay of less than $30.00

We are a private pay counseling/therapy practice and are considered out-of-network (OON) by insurance companies, however, we can provide a Super Bill (like a receipt for services) for you to submit to your insurance company for possible reimbursement.

Out of Network Provider:

We are an out-of-network (OON) provider for insurance companies. Services are often reimbursable by your insurance company at rates that differ based on your benefits package or insurance plan. Please contact your insurer or visit their website to verify your level of coverage for mental health. We are happy to provide you with a detailed statement after each paid session, which you may submit to your insurance company for reimbursement. Payment is expected directly to us after each session first.

Mentaya

We've partnered with Mentaya, a service that streamlines getting reimbursed for your counseling/therapy sessions through out-of-network (OON) benefits.

    Mentaya is perfect if you:

    • Have out-of-network benefits

    • Feel overwhelmed by superbills and insurance

    • Have submitted superbills but failed to get any reimbursement

    • Simply want to skip the hassle of paperwork!

    Here's how it works:

    1. Sign up for Mentaya: https://mentaya.com/inviteclient/Oj86YuJfQr4m49BWKUM0

    2. Our practice will enter your sessions into the platform.

    3. Mentaya submits the claim and handles any insurance follow-up.

    4. You get reimbursed by insurance!

    Mentaya charges a 5% fee per claim, which includes handling any paperwork required, dealing with denials, and calling insurance companies.

 It's risk-free: They guarantee claims are successfully submitted, or a full refund of their fees.

Private Pay:

We welcome private pay clients who either do not have insurance or do not want to use their insurance. You will receive an invoice after each session to be paid upon receipt.

Good Faith Estimate Notice

You have the right to receive a “Good Faith Estimate” explaining how much your medical and mental health care will cost.

Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the expected charges for medical services, including psychotherapy services.

You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency healthcare services, including psychotherapy services.

You can ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule a service.

If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate.

For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises.